The Pradhan Mantri Awas Yojna is a housing loan scheme that was introduced by the Indian Government as an attempt to make the goal of “housing for all by2021” a reality. This loan option available with all major banks, was introduced in the year 2015 by the Honorable Prime Minister Shri Narendra Modi. It is a credit linked subsidy scheme …

Regulated loan is one that is given to a consumer for his own use. It is regulated to ensure the borrower is taking loan on just terms and conditions and there are no violation of his right or terms and conditions. While on the other hand, when someone takes a loan for business purpose, this in an unregulated loan. It …

Are you in the process of trying to buy a property? Then you might want to check out a housing auction. Such auctions make a wonderful starting point for someone who wants to help make the most of their home buying prowess, with deals often turning up that you would never find on the market normally. However, affordability is still …

A title loan is an example of a secured cash advance. If you are ever in need of a short-term cash to solve some pressing needs, you can easily liquidate a part of your equity in your car to meet that need. You will be able to do this through your auto lender if you have an active loan. Otherwise, …

Micro-business loan approval rates among traditional big banks continue to increase (25.9 percent) hitting a new record high in May 2018 as revealed in last month’s Biz2Credit Small Business Lending Index. This monthly report studies over a thousand commercial funding applications from SMBs on the on the Biz2Credit’s site. Big Banks are getting more lenient Its recent reports say big …

Credit cards are a great way to store or and money. A credit card is a kind of advance, where the cash you pen is actually obtained from the card supplier instead of being charged with your personal account. credit cards are used for many things like you can purchase things with your credit card when you have cash in …

Why remortgage? A remortgage is general seen as a means of raising/borrowing money against the value of your currently owned property. Money you can use for a holiday or a new car. Quite often, simply switching your mortgage to another provider offering better rates of interest could save you money. Also, remortgaging can be used as a way to consolidate …

When you’re on the market for a new loan, one of the first things you should do is to get approval for a loan. Unfortunately however, the process of getting a loan can appear to be rather difficult. However, once you take a look below the surface you will come to realize that it’s much easier than you think. Here …

Taking any type of loan is a pretty big step. While the initial injection of funds will make your life easy, you will have to pay back the loan with interest. Obviously, if you are borrowing money from friends or a relative, they will not charge any interest. However, asking for money from friends and family doesn’t look good. Not …

There are many reasons you may need money before your next payday arrives. Your car could require emergency repairs that you may not have enough money to pay for or you may need to pay an unexpected bill. Whatever you need the money for, taking out a payday loan is a good way to get cash when you need it. …